Find a Therapist Who Accepts Aetna

Browse 6,800+ licensed MFTs across all 50 states who accept Aetna for couples, family, and individual therapy.

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6,800+MFTs Who Accept Aetna
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MFTs Currently Accepting Aetna

Verified therapists who accept your insurance plan — accepting new clients now.

A

Amanda Torres, LMFT

Couples & Anxiety Specialist • 15 years exp.

★★★★★ 4.9
Accepts AetnaCouples TherapyAnxiety
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M

Michael Chen, LMFT

Trauma & Family Therapist • 12 years exp.

★★★★★ 4.8
Accepts AetnaTraumaFamily Therapy
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S

Sarah Williams, LMFT

Individual & Relationship Therapy • 9 years exp.

★★★★★ 4.9
Accepts AetnaAnxietyCouples Therapy
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J

Jennifer Park, LMFT

Children, Teens & Families • 11 years exp.

★★★★½ 4.7
Accepts AetnaChild TherapyTeen Counseling
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About Aetna Mental Health Benefits

Aetna is one of the largest health insurers in the U.S.. Many Aetna plans include mental health and behavioral health benefits that cover Marriage and Family Therapy sessions, thanks to the Mental Health Parity and Addiction Equity Act (MHPAEA), which requires insurers to provide mental health benefits at parity with medical/surgical benefits.

Common Aetna plan types that cover MFT therapy include:

Aetna Plans

Aetna HMO, Aetna PPO, Aetna Open Choice, Aetna CVS Health

Always verify coverage directly with your insurer before your first session. Coverage varies by plan, state, and individual policy. Ask your therapist's office for their NPI number and ask Aetna if they are an in-network provider for your specific plan.

Frequently Asked Questions

Does Aetna cover marriage counseling?
Many Aetna plans cover couples or marriage counseling when it is medically necessary and provided by a licensed therapist. Coverage varies by plan — some Aetna policies cover couples therapy when at least one partner has a diagnosable mental health condition. Contact Aetna directly or ask your therapist's billing office to verify your specific benefits.
How do I find an in-network MFT with Aetna?
Use the insurance filter on MFTFinder to search for therapists who accept Aetna. You can also call the member services number on the back of your Aetna card or log into your Aetna member portal to search for in-network behavioral health providers in your area.
What is my copay for therapy with Aetna?
Copays for mental health therapy with Aetna vary by plan — typically ranging from $0 to $60 per session for in-network providers. Review your Summary of Benefits and Coverage (SBC) document or contact Aetna member services for your specific copay, deductible, and out-of-pocket maximum for behavioral health services.
Does Aetna cover telehealth therapy?
Yes — most Aetna plans now cover telehealth (video or phone) therapy sessions at the same rate as in-person visits, a policy that expanded significantly during and after the pandemic. Filter for telehealth providers on MFTFinder to find Aetna-accepting therapists who offer remote sessions.

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