Find a Therapist Who Accepts Blue Cross Blue Shield

Browse 9,200+ licensed MFTs across all 50 states who accept Blue Cross Blue Shield for couples, family, and individual therapy.

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9,200+MFTs Who Accept Blue Cross Blue Shield
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MFTs Currently Accepting Blue Cross Blue Shield

Verified therapists who accept your insurance plan — accepting new clients now.

A

Amanda Torres, LMFT

Couples & Anxiety Specialist • 15 years exp.

★★★★★ 4.9
Accepts Blue Cross Blue ShieldCouples TherapyAnxiety
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M

Michael Chen, LMFT

Trauma & Family Therapist • 12 years exp.

★★★★★ 4.8
Accepts Blue Cross Blue ShieldTraumaFamily Therapy
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S

Sarah Williams, LMFT

Individual & Relationship Therapy • 9 years exp.

★★★★★ 4.9
Accepts Blue Cross Blue ShieldAnxietyCouples Therapy
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J

Jennifer Park, LMFT

Children, Teens & Families • 11 years exp.

★★★★½ 4.7
Accepts Blue Cross Blue ShieldChild TherapyTeen Counseling
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See All Blue Cross Blue Shield Therapists

About Blue Cross Blue Shield Mental Health Benefits

Blue Cross Blue Shield is the nation's largest network of health plans. Many Blue Cross Blue Shield plans include mental health and behavioral health benefits that cover Marriage and Family Therapy sessions, thanks to the Mental Health Parity and Addiction Equity Act (MHPAEA), which requires insurers to provide mental health benefits at parity with medical/surgical benefits.

Common Blue Cross Blue Shield plan types that cover MFT therapy include:

Blue Cross Blue Shield Plans

BCBS PPO, BCBS HMO, BlueCard, Blue Distinction

Always verify coverage directly with your insurer before your first session. Coverage varies by plan, state, and individual policy. Ask your therapist's office for their NPI number and ask Blue Cross Blue Shield if they are an in-network provider for your specific plan.

Frequently Asked Questions

Does Blue Cross Blue Shield cover marriage counseling?
Many Blue Cross Blue Shield plans cover couples or marriage counseling when it is medically necessary and provided by a licensed therapist. Coverage varies by plan — some Blue Cross Blue Shield policies cover couples therapy when at least one partner has a diagnosable mental health condition. Contact Blue Cross Blue Shield directly or ask your therapist's billing office to verify your specific benefits.
How do I find an in-network MFT with Blue Cross Blue Shield?
Use the insurance filter on MFTFinder to search for therapists who accept Blue Cross Blue Shield. You can also call the member services number on the back of your Blue Cross Blue Shield card or log into your Blue Cross Blue Shield member portal to search for in-network behavioral health providers in your area.
What is my copay for therapy with Blue Cross Blue Shield?
Copays for mental health therapy with Blue Cross Blue Shield vary by plan — typically ranging from $0 to $60 per session for in-network providers. Review your Summary of Benefits and Coverage (SBC) document or contact Blue Cross Blue Shield member services for your specific copay, deductible, and out-of-pocket maximum for behavioral health services.
Does Blue Cross Blue Shield cover telehealth therapy?
Yes — most Blue Cross Blue Shield plans now cover telehealth (video or phone) therapy sessions at the same rate as in-person visits, a policy that expanded significantly during and after the pandemic. Filter for telehealth providers on MFTFinder to find Blue Cross Blue Shield-accepting therapists who offer remote sessions.

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