Find a Therapist Who Accepts Cigna

Browse 5,400+ licensed MFTs across all 50 states who accept Cigna for couples, family, and individual therapy.

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5,400+MFTs Who Accept Cigna
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MFTs Currently Accepting Cigna

Verified therapists who accept your insurance plan — accepting new clients now.

A

Amanda Torres, LMFT

Couples & Anxiety Specialist • 15 years exp.

★★★★★ 4.9
Accepts CignaCouples TherapyAnxiety
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M

Michael Chen, LMFT

Trauma & Family Therapist • 12 years exp.

★★★★★ 4.8
Accepts CignaTraumaFamily Therapy
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S

Sarah Williams, LMFT

Individual & Relationship Therapy • 9 years exp.

★★★★★ 4.9
Accepts CignaAnxietyCouples Therapy
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J

Jennifer Park, LMFT

Children, Teens & Families • 11 years exp.

★★★★½ 4.7
Accepts CignaChild TherapyTeen Counseling
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About Cigna Mental Health Benefits

Cigna is a global health service company. Many Cigna plans include mental health and behavioral health benefits that cover Marriage and Family Therapy sessions, thanks to the Mental Health Parity and Addiction Equity Act (MHPAEA), which requires insurers to provide mental health benefits at parity with medical/surgical benefits.

Common Cigna plan types that cover MFT therapy include:

Cigna Plans

Cigna Open Access, Cigna LocalPlus, Cigna HMO, Cigna PPO

Always verify coverage directly with your insurer before your first session. Coverage varies by plan, state, and individual policy. Ask your therapist's office for their NPI number and ask Cigna if they are an in-network provider for your specific plan.

Frequently Asked Questions

Does Cigna cover marriage counseling? ▼
Many Cigna plans cover couples or marriage counseling when it is medically necessary and provided by a licensed therapist. Coverage varies by plan — some Cigna policies cover couples therapy when at least one partner has a diagnosable mental health condition. Contact Cigna directly or ask your therapist's billing office to verify your specific benefits.
How do I find an in-network MFT with Cigna? ▼
Use the insurance filter on MFTFinder to search for therapists who accept Cigna. You can also call the member services number on the back of your Cigna card or log into your Cigna member portal to search for in-network behavioral health providers in your area.
What is my copay for therapy with Cigna? ▼
Copays for mental health therapy with Cigna vary by plan — typically ranging from $0 to $60 per session for in-network providers. Review your Summary of Benefits and Coverage (SBC) document or contact Cigna member services for your specific copay, deductible, and out-of-pocket maximum for behavioral health services.
Does Cigna cover telehealth therapy? ▼
Yes — most Cigna plans now cover telehealth (video or phone) therapy sessions at the same rate as in-person visits, a policy that expanded significantly during and after the pandemic. Filter for telehealth providers on MFTFinder to find Cigna-accepting therapists who offer remote sessions.

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